Universe Offloading

"There is a reason for everything" I hear people say. When things go wrong, when the consequences are painful others comfort us with these words. The other sentence is "the universe sent this along to teach me". I think there are reasons. Sometimes the reason is our own stupidity for creating the shitty situation in the first place. Other times we have worked hard and struck gold along the way. Other times there seems to be no real reason when external incoming bombs came in from left field and blew us of our feet. Can we learn from everything? YES. Is there a gift in everything? YES. To credit the universe for our pain or pleasure; to offload our stupid actions and resulting situations into the expanse of cosmic escapism I'm not sure is correct. Personal ownership and perseverance in it all is paramount. But that's just me offloading!